Elder Abuse Protection.
Elder financial exploitation costs American families more than $28 billion every year — and the person doing it is almost always someone the family already trusts. A caregiver. A new "friend." A sibling with access to the checkbook. We build the structural safeguards that make it hard to steal, obvious when someone tries, and recoverable if it already happened.
Structural safeguards, not just paperwork.
Most elder abuse doesn't start with a stranger — it starts with a document. A power of attorney signed at the kitchen table. A joint account opened "just in case." A quiet change to a beneficiary form. By the time the family notices, the money is gone and the paper trail is on the wrong side.
Our elder-protection engagement replaces those single-signature shortcuts with a system: a revocable trust with a named professional or co-trustee, a limited (not general) financial POA with real reporting requirements, capacity documentation on file, and a family communication protocol so every adult child sees the same statements.
Financial safeguards
- Revocable trust with co-trustee oversight
- Limited-purpose financial POA (no blank checks)
- Bank & brokerage 'trusted contact' designations
- Quarterly statement review protocol for family
- Beneficiary & deed audit — no surprise changes
- Freeze-and-flag playbook for suspicious wires
When abuse is already happening
- Emergency capacity assessment coordination
- Adult Protective Services (APS) reporting support
- Bank fraud desk & law-enforcement liaison
- Revocation of abusive POAs and deeds
- Clawback of wrongful transfers where possible
- Guardianship or conservatorship, when needed
What to watch for — and act on.
Isolation from long-trusted family. Sudden interest in changing a will, deed, or beneficiary. A new caregiver "helping with the finances." Missing valuables. Unpaid bills despite steady income. Cash withdrawals your parent can't explain. New online accounts. Reluctance to talk about money with people they used to trust.
If more than one of those is true right now, don't wait for the next bank statement. Book a strategy session and we'll triage on the same call.
Frequently asked
Put protection in place before you need it.
The $250 strategy session is credited toward the plan we build for you. Start with the intake so we walk in prepared.